[[{"@type":["BlogPosting"],"@id":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/#BlogPosting","@context":{"@vocab":"http:\/\/schema.org\/","kg":"http:\/\/g.co\/kg"},"url":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/","publisher":[{"@id":"https:\/\/www.rakuten.com#Organization1"}],"dateModified":"2026-05-05T20:17:41+00:00","description":"Everything You Need to Know About Your Big Fat Check At Rakuten, we love rewarding our members for doing what they already enjoy: shopping! One of the","name":"Rakuten Big Fat Check \u2013 Schedule &amp; FAQs","author":[{"@type":"Person","@id":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/#BlogPosting_author_Person","image":[{"@type":"ImageObject","@id":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/#BlogPosting_author_Person_image_ImageObject","url":"https:\/\/www.rakuten.com\/blog\/wp-content\/uploads\/2019\/06\/R-Icon-Square.png"}],"name":"Rakuten Rewards","url":"https:\/\/www.rakuten.com\/blog\/author\/rakuten\/","description":"Since our founding in 1997, Rakuten has helped shape the way people shop online, offering Cash Back, deals and shopping rewards on the world\u2019s largest selection of products and services. To date, our 12 million members in the U.S. have earned over $1 billion in Cash Back at their favorite stores."}],"image":[{"@type":"ImageObject","@id":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/#BlogPosting_image_ImageObject","url":"https:\/\/www.rakuten.com\/blog\/wp-content\/uploads\/2025\/08\/big-fat-check.png","height":"648","width":"1256"}],"subjectOf":[{"@type":"FAQPage","@id":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/#BlogPosting_subjectOf_FAQPage","mainEntity":[{"@type":"Question","@id":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/#1_BlogPosting_subjectOf_FAQPage_mainEntity_Question","name":"What Is a Big Fat Check?","acceptedAnswer":[{"@type":"Answer","@id":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/#1_BlogPosting_subjectOf_FAQPage_mainEntity_Question_acceptedAnswer_Answer","text":"<p><span style=\"font-weight: 400;\">Your Big Fat Check is our way of delivering the Cash Back you\u2019ve earned by shopping through Rakuten. Every time you start your shopping journey with us, you can earn Cash Back from thousands of partner stores. We total up your confirmed earnings each quarter and send them to you, either as a physical check or through PayPal. It\u2019s simple, rewarding and a little something to look forward to every season.<\/span><\/p><p><span style=\"font-weight: 400;\">We issue Big Fat Checks four times a year. Here\u2019s when you can expect your payout:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Feb. 15:<\/b><span style=\"font-weight: 400;\"> For Cash Back earned Oct. 1 to Dec. 31<\/span><b><br><br><\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>May 15:<\/b><span style=\"font-weight: 400;\"> For Cash Back earned Jan. 1 to March 31<\/span><b><br><br><\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Aug. 15:<\/b><span style=\"font-weight: 400;\"> For Cash Back earned April 1 to June 30<\/span><span style=\"font-weight: 400;\"><br><br><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Nov. 15:<\/b><span style=\"font-weight: 400;\"> For Cash Back earned July 1 to Sept. 30<\/span><b><br><br><\/b><\/li><\/ul>"}]},{"@type":"Question","@id":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/#10_BlogPosting_subjectOf_FAQPage_mainEntity_Question","name":"What Payment Methods Are Available?","acceptedAnswer":[{"@type":"Answer","@id":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/#10_BlogPosting_subjectOf_FAQPage_mainEntity_Question_acceptedAnswer_Answer","text":"<p><span style=\"font-weight: 400;\">We give you three convenient options for receiving your earnings:<\/span><\/p><ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Physical check:<\/b><span style=\"font-weight: 400;\"> Sent directly to the mailing address in your Rakuten account<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>PayPal deposit:<\/b><span style=\"font-weight: 400;\"> Sent to your PayPal account for faster access to your funds<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>American Express Membership Rewards\u00ae points:<\/b> <span style=\"font-weight: 400;\">If you have a qualifying American Express credit card, you can <\/span><a href=\"https:\/\/www.rakuten.com\/account-settings.htm\"><span style=\"font-weight: 400;\">switch your payment method<\/span><\/a><span style=\"font-weight: 400;\"> to Membership Rewards points and have your earnings transferred to your Membership Rewards account every 3 months. <\/span><a href=\"https:\/\/www.rakuten.com\/help\/article\/american-express-membership-rewards-points-faq-360017609253\"><span style=\"font-weight: 400;\">Learn more<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ol>"}]}]}],"headline":"Rakuten Big Fat Check \u2013 Schedule &amp; FAQs","mainEntityOfPage":"https:\/\/www.rakuten.com\/blog\/rakuten-big-fat-check-schedule-faqs\/","datePublished":"2025-08-18T21:44:17+00:00","mentions":[{"name":"Rakuten Group","@id":"https:\/\/entity.schemaapp.com\/Ebates\/RakutenBlog\/Organization_rakutengroup_8c69147e7c1ec00ac8186edfcdd9961a33c305e504567e37e91c891ade12bafd","@type":"Thing","@context":{"@vocab":"http:\/\/schema.org\/"},"sameAs":["http:\/\/g.co\/kg\/m\/0464vx","http:\/\/www.wikidata.org\/entity\/Q973054","https:\/\/en.wikipedia.org\/wiki\/Rakuten"]},{"name":"PayPal","@id":"https:\/\/entity.schemaapp.com\/Ebates\/RakutenBlog\/CreativeWorkOrganization_paypal_bedef6c9e1acdd55bd3ceb5f903a7f03fa4f45663b1a329e6b13cf6595af1c15","@type":"Thing","@context":{"@vocab":"http:\/\/schema.org\/"},"sameAs":"http:\/\/www.wikidata.org\/entity\/Q483959"},{"name":"American Express","@id":"https:\/\/entity.schemaapp.com\/Ebates\/RakutenBlog\/Organization_americanexpress_22f94550a0450382c1d75609331beea7ba3aac13aae094020edc267ede91c79b","@type":"Thing","@context":{"@vocab":"http:\/\/schema.org\/"},"sameAs":["http:\/\/g.co\/kg\/m\/01w6dw","http:\/\/www.wikidata.org\/entity\/Q194360","https:\/\/en.wikipedia.org\/wiki\/American_Express"]},{"name":"customer","@id":"https:\/\/entity.schemaapp.com\/Ebates\/RakutenBlog\/Thing_customer_938448a07dc20782bad600911dd7f83a89331510af76e77e08fda6ad27390009","@type":"Thing","@context":{"@vocab":"http:\/\/schema.org\/"},"sameAs":"http:\/\/www.wikidata.org\/entity\/Q852835"}]},{"@context":"http:\/\/schema.org","@type":"Organization","sameAs":["https:\/\/www.linkedin.com\/company\/rakutenrewards","https:\/\/youtube.com\/c\/Rakutenchannel","https:\/\/en.wikipedia.org\/wiki\/Rakuten_Rewards","https:\/\/twitter.com\/Rakuten","https:\/\/g.co\/kgs\/bTttHkr","https:\/\/www.facebook.com\/rakuten\/","https:\/\/www.instagram.com\/rakuten\/","https:\/\/www.pinterest.com\/rakuten\/"],"slogan":"Shop. 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