[[{"@type":["BlogPosting"],"@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#BlogPosting","@context":{"@vocab":"http:\/\/schema.org\/","kg":"http:\/\/g.co\/kg"},"url":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/","publisher":[{"@id":"https:\/\/www.rakuten.com#Organization1"}],"description":"Make a plan for your 2020 holiday shopping using layaway at these top retailers.","name":"Stores Offering Holiday Layaway in 2020","author":[{"@type":"Person","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#BlogPosting_author_Person","image":[{"@type":"ImageObject","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#BlogPosting_author_Person_image_ImageObject","url":"https:\/\/www.rakuten.com\/blog\/wp-content\/uploads\/2017\/12\/Profile-pic.jpg"}],"name":"Mariko Jackson","url":"https:\/\/www.rakuten.com\/blog\/author\/mariko-jackson\/","description":"Mariko is a high school English teacher who has three children, illegible handwriting and an obsession with mail-order artisan ice cream. She lives in Hawaii, but she makes a point to eat her way through big cities as often as she can."}],"image":[{"@type":"ImageObject","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#BlogPosting_image_ImageObject","url":"https:\/\/i2.wp.com\/www.rakuten.com\/blog\/wp-content\/uploads\/2020\/11\/201102-39825-Blog5-Image1.jpg?ssl=1","height":"675","width":"1200"}],"subjectOf":[{"@type":"FAQPage","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#BlogPosting_subjectOf_FAQPage","mainEntity":[{"@type":"Question","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#0_BlogPosting_subjectOf_FAQPage_mainEntity_Question","name":"What is layaway? How does layaway work?","acceptedAnswer":[{"@type":"Answer","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#0_BlogPosting_subjectOf_FAQPage_mainEntity_Question_acceptedAnswer_Answer","text":"<p><span style=\"font-weight: 400;\">Layaway is when you create an agreement to pay for an item (or more than one) by putting down a deposit and regularly make payments. The store reserves the merchandise for you until you have finished paying for it. Sometimes, you have to pay a fee to set up the agreement or if you cancel.<\/span><\/p>"}]},{"@type":"Question","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#1_BlogPosting_subjectOf_FAQPage_mainEntity_Question","name":"Why would I want to use layaway?","acceptedAnswer":[{"@type":"Answer","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#1_BlogPosting_subjectOf_FAQPage_mainEntity_Question_acceptedAnswer_Answer","text":"<p><span style=\"font-weight: 400;\">If there\u2019s an item that you really want that is going to sell out before you can pay for it, you might want to use layaway. Unlike credit cards, there\u2019s no interest and the agreement won\u2019t affect your credit negatively. If you are on a strict budget, then layaway can help you stretch out your spending over time. <\/span><\/p>"}]},{"@type":"Question","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#2_BlogPosting_subjectOf_FAQPage_mainEntity_Question","name":"Can I do layaway online?&nbsp;","acceptedAnswer":[{"@type":"Answer","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#2_BlogPosting_subjectOf_FAQPage_mainEntity_Question_acceptedAnswer_Answer","text":"<p><span style=\"font-weight: 400;\">Some stores do allow layaway online, usually during checkout. Most online layaway is reserved for big electronics.&nbsp;<\/span><\/p>"}]},{"@type":"Question","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#3_BlogPosting_subjectOf_FAQPage_mainEntity_Question","name":"Which stores do layaway?&nbsp;","acceptedAnswer":[{"@type":"Answer","@id":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/#3_BlogPosting_subjectOf_FAQPage_mainEntity_Question_acceptedAnswer_Answer","text":"<p><span style=\"font-weight: 400;\">A list of the most common stores offering layaway and the details are below.<\/span><\/p>"}]}]}],"headline":"Stores Offering Holiday Layaway in 2020","mainEntityOfPage":"https:\/\/www.rakuten.com\/blog\/stores-offering-layaway\/","datePublished":"2020-11-08T15:00:24+00:00","keywords":"layaway,shopping 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