Choosing How You Get Paid
Rewards are sent every 3 months. Choose PayPal, Bilt Points, or check. Additionally, eligible American Express® Card Members can choose to earn Membership Rewards® points instead of Cash Back.
Want your Cash Back faster? Cash out instantly with gift cards from 40+ top brands, including Amazon, Starbucks, Target and Sephora.
PayPal
Get your Cash Back sent to your PayPal account. To update your PayPal account, go to Account Settings. If you’re using the app, go to Account, then Choose How You Get Paid.
Bilt Points
Link your Bilt account with your Rakuten account on Bilt’s app or website to have your Cash Back sent as Bilt Points. You’ll see Cash Back deals when shopping, and will be paid in Bilt Points. Cash Back will be sent as Bilt Points to your Bilt account every 3 months.
Check
You’ll receive a check issued to the name and address in your Account Settings. If you’re using the app, go to Account, then Choose How You Get Paid.
American Express Membership Rewards Points
If you have a qualifying American Express credit card, you can switch your payment method to Membership Rewards points and have your earnings transferred to your Membership Rewards account every 3 months. Learn more.
Gift Cards
Don’t want to wait for your next payment? Redeem your confirmed balance for a gift card and get it within minutes. Choose from 40+ gift cards.
You need at least $5 in confirmed Cash Back to get a gift card. Redemption is subject to certain limits. Don't see this option? Check out the Gift Card FAQ for details.
Want to update your payment method?
You can update your payment method or payment details any time in Account Settings. If you’re using the app, go to Account, then Choose How You Get Paid.
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