Rakuten Logo Help Center

How can we help?

Eligible American Express Cards

Not all American Express cards can be used to earn Membership Rewards® points on Rakuten. Here's the complete list of eligible cards.

Personal Cards

  • American Express EveryDay Credit Card
  • American Express EveryDay Preferred Credit Card
  • American Express Gold Card
  • American Express Green Card
  • The Platinum Card from American Express
  • The Platinum Card from American Express exclusively for Charles Schwab
  • The Platinum Card from American Express exclusively for Morgan Stanley

Business Cards

  • American Express Blue Business Plus Credit Card
  • American Express Business Gold Card
  • American Express Business Green Card
  • The Business Platinum Card from American Express

Ineligible Cards

  • American Express corporate cards
  • Rakuten American Express Card
  • All other American Express cards not listed above

What if I don't have an eligible card?

If you don’t have an eligible American Express card, you can still earn Cash Back on Rakuten and choose another payment method.

If you'd like to earn Membership Rewards points, you'll need to apply for an eligible card and choose Membership Rewards points as your payment method in Account Settings. You can explore and apply for American Express cards at americanexpress.com.

Related Articles
How Does Rakuten Work?
Help Topics
Getting Started with Rakuten
Download Our App
  • Rakuten Mobile Apps
  • Available for iOS and Android

The Rakuten American Express® Card is issued by First Electronic Bank, pursuant to a license from American Express. American Express is a registered trademark of American Express. The Rakuten American Express® Card is powered by Imprint Payments, Inc.
Advertising Disclosure
© 2026 Ebates Performance Marketing Inc., d/b/a Rakuten Rewards
Rakuten Viki