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Mercury

$150 Cash Back
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Mercury Coupons, Promo Codes & Cash Back

About Mercury

Mercury is the fintech that brings all the ways people and businesses use money into a single product that feels extraordinary to use. Mercury gives more than 200K ambitious companies and entrepreneurs the banking, credit cards*, and software they need to power all their financial workflows.

Customers get checking and savings accounts, physical and virtual debit and credit cards, fee-free domestic and international USD wires, currency exchange, up to $5M in FDIC insurance* through Mercury’s partner banks and their sweep networks, and much more. No minimum balance or monthly fees.

With Mercury, founders benefit from versatile features, including:
  • Read and write API access for customizable automation
  • Custom user permissions and payment schedules for greater spend control
  • Financial software to help pay bills, collect money, manage spending, and close the books within a powerful banking product
  • Venture debt with an easy-to-use digitized process and 1:1 relationship management
For early-stage startups, Mercury offers a free support program called Mercury Raise that helps founders scale with fundraising help, access to a community of other founders, expert mentorship, and resources to help take you to the next level.

Launched in 2019, Mercury is backed by Silicon Valley’s top investors, including Sequoia Capital, Coatue, CRV, and Andreessen Horowitz.
*Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.

Terms & Exclusions

Exclusions:  Cash Back provided by Rakuten, not Mercury. Cash Back is only available for new Mercury members (one Cash Back offer per Rakuten account) who click through the Rakuten link and apply for, and open, one new Mercury Savings account and complete a Direct Deposit in the amount of $1000.00+ into the new Mercury account within 30 days of clicking the Rakuten link. Existing Mercury members, customers who are joint owners on an existing Mercury account, and former Mercury members or joint owners who closed an Mercury membership within 180 days of establishing a new membership are not eligible. Only one Cash Back offer per new Mercury member. Mercury accounts will be reviewed to determine eligibility. If requirements have been met, Cash Back will be automatically added to your Rakuten account. Direct Deposits are defined as coming from an employer or government agency. The following do not constitute Direct Deposit activity: check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds). The Mercury Savings account is offered through Mercury. All account applications are subject to approval by Mercury. Mercury reserves the right to modify the terms of or suspend this promotion at any time and without prior notice. This promotional offer is not transferable. Must be at least 18 years of age at time of application and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. This promotion is subject to all federal, state, and local laws and regulations. Insured by NCUA.

Special Terms:  Venture Debt / Mercury Working Capital (Lending):
Mercury’s Venture Debt and Working Capital loans are originated by Mercury Lending, LLC (NMLS: 2606284) and serviced by Mercury Servicing, LLC (NMLS: 2606285). Mercury Lending and Mercury Servicing are wholly-owned, separately managed subsidiaries of Mercury Technologies, Inc. At this time, we are unable to offer working capital loans to businesses operating in California.

The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard.

Posting Time

Cash Back will be automatically added to your Rakuten account within a few months.

Here’s how it works

Choose your favorite store.
Start shopping with Rakuten. Over 3,500 stores pay us for sending them shoppers.
We’ll take you to their site. You shop.
Make a qualifying purchase and we’ll email you when Cash Back is added to your account.
Earn Cash Back. Cha-ching!
Get paid via PayPal or check as soon as 15 days of your first purchase. Then get paid quarterly.

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