How to Earn Cash Back at 10 Popular Clothing Stores

If you’re looking to revamp your wardrobe without emptying your wallet, you’re in the right place. This guide will walk you through everything you need to know about combining promo codes, loyalty rewards and Rakuten Cash Back to score the best deals on clothing and apparel. We’ll highlight 10 popular online clothing stores that make it easy to stack savings, explain exactly how to layer your discounts and answer your biggest questions about shopping smart. When you compare different online stores to find the cheapest way to buy everyday clothes, you’ll quickly see that using Rakuten to layer your rewards is the ultimate shopping strategy.

Shopping for clothes online gives you endless opportunities to save, but the real magic happens when you know how to combine multiple offers. If you want tips for identifying clothing stores that are best for combining various types of discounts and Cash Back, the secret is looking for retailers with generous loyalty programs, frequent seasonal sales and a partnership with Rakuten.

The ultimate guide to stacking savings with Rakuten Cash Back

Stacking is a savvy shopping technique in which you layer different types of discounts on a single purchase to maximize your savings. Instead of settling for just a sale price or a single coupon code, you can combine multiple offers to drive down your final total while earning Cash Back.

Here is a simple step-by-step process for stacking your savings:

• Start at Rakuten: Always begin your shopping journey on the Rakuten app or website. Search for your favorite clothing retailer and click Shop Now to activate your Cash Back.
• Hunt for promo codes: While you’re on the Rakuten page for your favorite store, check for any available promo codes. Rakuten finds the best coupons (and the Rakuten browser extension will apply them automatically at checkout for you), ensuring that you’ll never miss a discount.
• Shop sale sections: Once you click through to the retailer, head straight to the sale or clearance section. Finding items that are already marked down is the easiest way to lower your starting price.
• Log in to your loyalty account: Make sure you’re signed in to the store’s rewards program. That will allow you to earn store points on your purchase and unlock members-only perks, such as free shipping.
• Apply rewards at checkout: If you have a rewards certificate or store cash from a previous purchase, apply it to your cart.
• Pay with a rewards credit card: Finish the transaction using a credit card that offers its own points or cash rewards.

By following this exact sequence, you’ll get the sale price, the promo code discount, store loyalty points and Rakuten Cash Back all in one seamless transaction.

10 clothing stores that make stacking easy

If you’re looking for online retailers known for consistent sales and high Cash Back, we have you covered. Here are 10 incredible apparel stores that partner with Rakuten to offer fantastic opportunities to stack your savings.

Old Navy

Old Navy is famous for its budget-friendly fashion and massive family appeal. Shoppers love the store for its everyday basics, activewear and trendy seasonal pieces. To maximize your savings here, sign up for the Navyist Rewards program to earn points on every purchase. Old Navy is famous for running frequent 40% off sitewide sales and distributing Super Cash, which you can earn during specific periods and redeem later for huge discounts. Stack your Super Cash with Rakuten Cash Back for an unbeatable deal.

Gap

Gap offers classic, versatile clothing that never goes out of style. From premium denim to comfortable knitwear, it’s a staple for building a timeless wardrobe. Gap shares a rewards program with Old Navy, which means your points pool together across brands. The best way to save at Gap is to wait for their Friends and Family sales or use GapCash. They also feature a robust Clearance section, where you can apply stackable promo codes on the heavily reduced prices before earning Cash Back.

Kohl’s

Kohl’s is a powerhouse when it comes to discount stacking. They sell a huge variety of apparel for the whole family, from athletic wear to business casual outfits. Kohl’s allows you to combine multiple coupon codes on a single order, such as a department-specific promo code alongside a sitewide percentage discount. Plus, you’ll earn Kohl’s Cash on almost everything you buy during promotional periods. Layering your Kohl’s Cash, multiple coupons and Rakuten Cash Back is the ultimate way to win at checkout.

Macy’s

Macy’s is a classic department store with a massive selection of fashion brands, accessories and shoes. Joining the Star Rewards program is essential, since members get exclusive access to extra savings and earn Star Money. The absolute best time to shop is during Macy’s famous One Day Sales, which typically happen on weekends. Macy’s also frequently offers promo codes for 15% to 20% off apparel, which combine perfectly with Rakuten Cash Back.

Target

Target is the ultimate one-stop shop, offering incredibly trendy and affordable clothing lines that rival high-end boutiques. Their in-house brands provide fantastic quality for the price. To save big, join the Target Circle loyalty program to clip digital coupons and earn rewards on every trip. Start your Target run through Rakuten to earn Cash Back on your clothing finds while enjoying everyday store discounts.

American Eagle

American Eagle is a go-to destination for high-quality, comfortable denim and relaxed apparel. Their Real Rewards program is incredibly generous, offering a $5 reward just for signing up and giving you access to exclusive jeans promotions. The store runs frequent buy-one-get-one-50%-off deals on jeans and shorts. Always check the Clearance section, apply your Real Rewards certificates and activate Rakuten Cash Back to stack savings on your favorite casual wear.

Banana Republic

Banana Republic specializes in elevated, modern workwear and sophisticated casual clothing. Their prices reflect a premium brand, but smart shoppers know how to find incredible deals. Banana Republic participates in the same overarching rewards program as Gap and Old Navy. The best strategy is to shop their semiannual sales or look for extra 50% off clearance events. By combining these massive markdowns with rewards points and Cash Back, you can build a luxury wardrobe on a strict budget.

Nordstrom Rack

Nordstrom Rack brings you the premium fashion brands you love from Nordstrom at up to 70% off the original price. It’s a treasure trove for designer deals, shoes and accessories. Join the Nordy Club to earn points toward Nordstrom Notes, which act like cash on future purchases. The best time to shop is during their Clear the Rack events, when they take an additional 25% off clearance items. Stack those deep discounts with Cash Back to score designer clothes for a fraction of the cost.

Levi’s

Levi’s is the undisputed king of denim, offering durable, iconic jeans and casual apparel for everyone. The Levi’s Red Tab program gives members free shipping, early access to product drops and special birthday rewards. To save the most money, keep an eye out for Levi’s warehouse events and end-of-season sales, which feature deep markdowns. They also offer generous student and military discounts. Combine these special offers with Rakuten Cash Back to get premium denim at outlet prices.

Bloomingdale’s

Bloomingdale’s offers a luxury shopping experience with a curated selection of designer clothing and exclusive fashion brands. The key to saving here is the Loyallist program, which is completely free to join and offers perks such as free shipping and reward cards. Shop Bloomingdale’s during the Friends and Family sales to get 25% off most items, or wait for promotional events during which you earn gift cards based on how much you spend. Activate Rakuten before you shop to earn Cash Back on your luxury hauls.

Finding the best retailer for stacked rewards

You may be wondering which type of clothing retailer is typically best for maximizing stacked rewards and Cash Back. The answer usually points to large department stores and brands that own multiple sister companies. Retailers such as Kohl’s, Macy’s and the Gap family of brands offer the most flexibility, because their business models rely heavily on continuous promotions and gamified loyalty programs. The stores explicitly design their checkout systems to accept loyalty points, store cash and promo codes all at once. By focusing your shopping on these types of retailers, and earning Rakuten Cash Back on your purchases, you’ll guarantee the highest possible return on your spending.

Frequently asked questions

What are some strategies for finding great discounts? 

The best strategy is patience and timing. Never buy clothing at full retail price. Wait for three-day holiday weekends, end-of-season clearance events or semiannual sales. Always sign up for store emails to get a welcome promo code, join the free loyalty program and ensure that your Rakuten browser extension is active to automatically test promo codes at checkout.

Which clothing stores have the best rewards? 

Stores that offer store cash typically have the most lucrative rewards for frequent shoppers. Programs such as Kohl’s Cash, Old Navy Super Cash and Macy’s Star Money give you significant savings on future purchases just for shopping during promotional windows.

Where can I buy clothes online cheaply? 

Retailers such as Old Navy, Target and Nordstrom Rack offer some of the lowest starting prices for quality apparel. When you apply promo codes, use their rewards programs and earn Cash Back, these stores become incredibly budget-friendly for building a stylish wardrobe.

What companies have the best rewards programs? 

The Gap Inc. family (Gap, Old Navy, Banana Republic and Athleta) has an outstanding shared rewards program that lets you earn and redeem points across all their brands. The Nordy Club (Nordstrom and Nordstrom Rack) and Kohl’s Rewards are also highly rated for their consistent payout and ease of use.