What are Linked Cards?

Linked cards are eligible cards you add to your Rakuten account so you can earn Cash Back automatically when you shop in-store or dine at participating restaurants.

Once your card is linked:

• All dining offers are automatically added to your linked card
• Add in-store offers before you shop and pay with your linked card

Cash Back is automatically tracked, so you don't need to upload receipts.

Which cards can I link?

For the highest rewards, get the Rakuten American Express Card to earn 10% Cash Back on dining and an extra 4% Cash Back on all in-store purchases.

You can link most Visa credit and debit cards, Mastercard credit and debit cards and American Express cards.

At this time, these cards are ineligible:

• Macy's American Express cards
• Corporate and purchasing cards
• Health Savings Account (HSA) cards
• Flexible Spending Account (FSA) cards
• Government-administered prepaid cards (including EBT)
• Insurance prepaid cards
• Visa Buxx
• Diners Club and Discover cards

Is it safe to link my card?

Yes. Protecting your information is a top priority.

• Your card details are stored in a secure, encrypted environment
• Rakuten does not sell your card information
• We will never charge your card
• We will never ask for your CVV
• We use trusted payment network partners to confirm eligible purchases

Find more information about card security in our Privacy Policy.

Learn more

More about card linking and security: Linking a Card for In-Store and Dining Cash Back.

How to earn Cash Back in-store: In-Store Cash Back FAQ.

How to earn Cash Back at restaurants: Rakuten Dining FAQ.